There are a variety of reasons you may find yourself struggling with debt, many of which can be beyond your control. According to the debt charity Stepchange, the top 3 reasons for calls to their helpline are:
- Reduced income
- Unemployment or redundancy
- Injury or illness
Castle Community Bank are a responsible lender and we want to work with our customers and help when difficulties are encountered. So, if you are experiencing debt problems, please make sure that you get help straight away by speaking to us before it spirals out of control.
The organisations below are also sources of free help and advice when it comes to debt problems.*
A free confidential service to help achieve realistic solutions to debt problems.
- Citizens Advice Bureau England and Scotland
Citizens Advice Bureau – providing free, confidential and impartial advice on debt.
The largest UK network of advice-providing organisations.
- Money Helper
A government run bureau that provides help and guidance on a number of aspects including debt, benefits and retirement options
- National Debt Helpline
Free and independent debt advice available
- Breathing Space England
Government guidelines for debt respite scheme.
Struggling with your debt obligations?
If you are concerned about your ability to pay your loan please get in touch with us, either by emailing email@example.com or by calling 0131 446 5006 during office hours.
When struggling with debt it can lead to feelings of depression or distress, the following organisations are there to help people in need of assistance.
Your local authority website can also be a source of advice specific to your area.
*Please note these are links to external sites. Castle Community Bank is not responsible for the content or views expressed on them